Two ways to put USDT to work. Neither is a savings rate.

Xoric doesn't pay interest on idle balances. Earn covers a bot you configure yourself and a strategy our desk runs for you. Both can make money, and both can lose it.

Set up a bot See the strategy

You choose the rules

Auto trade

Bots place ordinary orders on your own balance, at live prices and the normal trading fee. Pick a spot grid or a recurring buy.

Spot grid. Buy orders sit under the price and sell orders over it, inside a range you set. Each fill places the next order one level away. Optional stop-loss.
Recurring buy. A fixed amount on a schedule, up to a total budget, with an optional take-profit.
Real results only. Profit and loss is calculated from fills that happened: coins held plus cash received, minus cash spent and fees.
Your control. Up to 5 bots at once. Stopping a bot cancels its orders, and you can choose to sell the coins.

Run by the desk

Xoric strategy

A managed allocation traded by hand by the Xoric desk. You own units priced at the strategy's value (NAV), which starts at 1.00.

Minimum. 100 USDT from your wallet. Swap other coins to USDT first.
Fee. A performance fee on each winning trade, 20% by default. No fee on losing trades, and losses on other trades don't reduce it.
Track record. Every trade and update is published in the audit log, with the best and worst update and largest fall.
Exit. Withdrawals are paid at the next published update, or instantly up to a daily limit when instant withdrawals are on.
Availability. Enrollment opens and closes. The strategy page shows whether it is open.

Side by side

The practical differences before you pick one.

	Auto trade	Xoric strategy
Who trades	A bot following your settings	The Xoric desk, manually
Where the money sits	Your own balance, in orders and coins	Pooled in the strategy, held as units
What it costs	The normal 0.1% trading fee on each fill	Performance fee on winning trades
Smallest start	The market's minimum order (5 USDT or more)	100 USDT
Leaving	Stop the bot at any time	Next published update, or instant within the daily limit
Main risk	Price leaves your range: you hold coins that fell, or sit in cash and miss a rise	Open trades lose money, and new money shares in trades not yet published

How a grid bot makes its money

Arithmetic, not a forecast. Say your grid has levels at 70 and 72. The bot buys a unit at 70 and sells it at 72, a gap of 2.

When it works

The price drops through 70 and rises back through 72. Fees at 0.1% each side cost about 0.14, so the net is around 1.86 per unit. It repeats every time the price crosses the same pair of levels.

When it doesn't

The price falls below your range and keeps going. The bot holds coins worth less than it paid, and earns nothing until the price comes back. If it rises above the range, the bot sits in cash. A stop-loss limits the first case, but it locks in the loss.

Capital is at risk. Neither product has a promised return, and past results don't predict future ones. Only commit what you can afford to lose, and read the strategy terms before you consent. New to this? Start with Learn.

Start with a small grid and watch what happens.

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